HATE CRIME
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license info: VT 8015972219
offered in person
For all your home improvement needs…. You name it I will fix it if not listed below.
Doors
Windows
Flooring
Painting
Power washing
Roofing
Any other projects
30+ years experience
We do it all.
post id: 7547644484
posted: 12 days ago
AUG 12, 2014
Share & print
Owner Patrick Markert to Pay Additional $1.5 Million for Deceiving Consumers
WASHINGTON, D.C. – Today, the Consumer Financial Protection Bureau (CFPB) took action against Amerisave Mortgage Corporation, its affiliate, Novo Appraisal Management Company, and the owner of both companies, Patrick Markert, for engaging in a deceptive bait-and-switch mortgage-lending scheme that harmed tens of thousands of consumers. The Bureau found that Amerisave lured consumers by advertising misleading interest rates, locked them in with costly up-front fees, failed to honor its advertised rates, and then illegally overcharged them for affiliated “third-party” services. Amerisave and Novo will provide $14.8 million in refunds to harmed consumers and pay a $4.5 million penalty. Patrick Markert, as an individual, will pay an additional $1.5 million penalty.
“Amerisave lured consumers in with deceptive advertising, trapped them with costly upfront fees, and then illegally overcharged them for services from an undisclosed affiliate,” said CFPB Director Richard Cordray. “By the time consumers could have discovered the advertised low rates were too good to be true, they had already committed to pay hundreds of dollars to Amerisave. Today’s action puts an end to Amerisave’s unacceptable bait-and-switch scheme and holds Patrick Markert personally responsible for his illegal actions.”
Amerisave Mortgage Corporation, an Atlanta-based online mortgage lender, advertises and lends in all 50 states and the District of Columbia. Between mid-2011 and 2014, Amerisave advertised its interest rates and terms using online banner ads and searchable rate tables on third-party websites. The Bureau found that Amerisave posted inaccurate rates on these banner ads and rate tables, inducing consumers to pursue a mortgage with Amerisave. When consumers were directed to Amerisave’s own website, Amerisave gave consumers quotes based on an 800 FICO score, even where consumers had previously entered a FICO score below 800 on the third-party website that led them to Amerisave. This resulted in Amerisave offering many consumers misleadingly low quotes.
Amerisave required consumers to order and give payment authorization information for an appraisal before it would provide a Good Faith Estimate (GFE) for the mortgage, and did not tell consumers until later that the appraisal orders were being referred to its own affiliated company. At closing, Amerisave also charged consumers for “appraisal validation” reports, without disclosing that the service was provided by its affiliate Novo Appraisal Management Company, and that Novo had marked up the reports by as much as 900 percent. Consumers trusted that Amerisave had bargained in good faith for this third-party service, which Amerisave described as being a “special deal” for Amerisave customers.
he Bureau found that Amerisave:
Under the Dodd-Frank Wall Street Reform and Consumer Protection Act, the CFPB has the authority to take action against institutions engaging in unfair, deceptive, or abusive practices. The CFPB’s order requires Amerisave, Novo, and Markert to take the following actions:
The full text of the Bureau’s consent order is available at: https://files.consumerfinance.gov/f/201408_cfpb_consent-order_amerisave.pdf ###
The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives. For more information, visit www.consumerfinance.gov.
AUG 12, 2014
Share & print
Owner Patrick Markert to Pay Additional $1.5 Million for Deceiving Consumers
WASHINGTON, D.C. – Today, the Consumer Financial Protection Bureau (CFPB) took action against Amerisave Mortgage Corporation, its affiliate, Novo Appraisal Management Company, and the owner of both companies, Patrick Markert, for engaging in a deceptive bait-and-switch mortgage-lending scheme that harmed tens of thousands of consumers. The Bureau found that Amerisave lured consumers by advertising misleading interest rates, locked them in with costly up-front fees, failed to honor its advertised rates, and then illegally overcharged them for affiliated “third-party” services. Amerisave and Novo will provide $14.8 million in refunds to harmed consumers and pay a $4.5 million penalty. Patrick Markert, as an individual, will pay an additional $1.5 million penalty.
“Amerisave lured consumers in with deceptive advertising, trapped them with costly upfront fees, and then illegally overcharged them for services from an undisclosed affiliate,” said CFPB Director Richard Cordray. “By the time consumers could have discovered the advertised low rates were too good to be true, they had already committed to pay hundreds of dollars to Amerisave. Today’s action puts an end to Amerisave’s unacceptable bait-and-switch scheme and holds Patrick Markert personally responsible for his illegal actions.”
Amerisave Mortgage Corporation, an Atlanta-based online mortgage lender, advertises and lends in all 50 states and the District of Columbia. Between mid-2011 and 2014, Amerisave advertised its interest rates and terms using online banner ads and searchable rate tables on third-party websites. The Bureau found that Amerisave posted inaccurate rates on these banner ads and rate tables, inducing consumers to pursue a mortgage with Amerisave. When consumers were directed to Amerisave’s own website, Amerisave gave consumers quotes based on an 800 FICO score, even where consumers had previously entered a FICO score below 800 on the third-party website that led them to Amerisave. This resulted in Amerisave offering many consumers misleadingly low quotes.
Amerisave required consumers to order and give payment authorization information for an appraisal before it would provide a Good Faith Estimate (GFE) for the mortgage, and did not tell consumers until later that the appraisal orders were being referred to its own affiliated company. At closing, Amerisave also charged consumers for “appraisal validation” reports, without disclosing that the service was provided by its affiliate Novo Appraisal Management Company, and that Novo had marked up the reports by as much as 900 percent. Consumers trusted that Amerisave had bargained in good faith for this third-party service, which Amerisave described as being a “special deal” for Amerisave customers.
he Bureau found that Amerisave:
Under the Dodd-Frank Wall Street Reform and Consumer Protection Act, the CFPB has the authority to take action against institutions engaging in unfair, deceptive, or abusive practices. The CFPB’s order requires Amerisave, Novo, and Markert to take the following actions:
The full text of the Bureau’s consent order is available at: https://files.consumerfinance.gov/f/201408_cfpb_consent-order_amerisave.pdf ###
The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives. For more information, visit www.consumerfinance.gov.
?
http://www.communitylaborpartnership.com
TN, TN
0
16
10
10/21/2022
What a scam!!! I confirmed YESTERDAY availability of resources beginning at 1:30 PM EST, today, and, then, Community Labor Partnership (“CLP” hereinafter) accepted my deposit confirming that resources were, indeed, available beginning at 1:30 PM EST today. And, now, within an hour of the start time, CLP’s dispatcher — out of CA — texts me that CLP does NOT have confirmed resources and, worse, CLP is attempting to pull resources from five (5) hours away from my location — in Asheville, NC. Let me recap: After not hearing from them, as promised, I called them and, then, the dispatcher TEXTED me back — at 12:37 PM EST for a 1:30 PM
EST appointment. This is absolutely ridiculous! And, and, and … The dispatcher revised her latest text, adding that she was going to try and find me ‘a’ laborer, when my original order — and for which I provided a deposit — was for two (2) laborers. When the laborers, finally, arrived, it was just shy of 4:00 PM EST: That’s 2.5 hours past the scheduled time, because — In addition to only texting me back at 12:37 PM EST, I learn from these laborers they were not contacted by CLP, until 1:05 PM EST … 28 minutes after CLP texted me!!! And, CLP pulled these poor guys from 70-80 miles away! (Apparently, in addition to all of CA’s other problems, the use of maps is also discouraged, when conducting business 2,500 miles away from a home office. SMH.) In the interim, we just sucked it up and did the work ourselves, after CLP did not make good on their deposit-paid-up-front commitment. In the end, I, obviously, could not pay these guys for work that was not conducted, but I did give them $20 for fuel, because — They received NO payment from CLP and, then, were told by CLP that the only payment they would receive would be from me. (And, they arrived at the job site with not much more than fumes in their gas tank.) I cannot believe that I coordinated with my family and, then, took off from my work in order to endure these absolutely horribly-managed and highly-unprofessional logistics — and pics (attached) don’t lie. But, engaging with these folks is one mistake I will not make, again. 
Hayward, CA
1
17
6
9/5/2022
Non-background checked workers (they claim BG-checked on a post right here), insubordinate and threatening workers, also brought drugs into my elderly fathers house and intimidated him. Incompetent phone staff overseas that has no authority to resolve. They give out your address to multiple workers when only one is assigned exposing you to risk and relation from the disappointed ex-cons. Also I found out that my dad had to make the workers wear masks and supply the masks himself once they were already in the house, they did not bring any or plan on wearing. This is dangerous exposure to COVID inconsistent with their 100% mask guarantee. Much more I all have recorded and documented. Shame on these profiteering unaccountable owners. Cutting every corner to take the most for themselves at your expense. Buyer beware! I am escalating to credit card company and police.
Denver, CO
9
29
4
5/3/2022
TOTAL RIP OFF!!! DO NOT TRUST THIS COMPANY!!!
This company left me with a 20 foot truck loaded with all of my belongings and NO WORKERS EVER SHOWED UP…
Imagine scheduling with them three week before your move and then you get there and they call you and say, oh sorry we have no workers to send you, EVEN after you have pre-paid! I was left all alone and they never sent anyone! DO NOT TRUST THESE PEOPLE or you may be left hi and dry!!!
I am going to sue them!!!
Louisville, KY
12
1
6/15/2022
Every single time (at least 5 so far) that I respond (promptly) to a job offer, “Jen” from Community Labor Partnership texts me back saying they already have workers, and asks if I would like to be put on a wait list (which never results in a call back). This is a SCAM, or at the very least an incredibly dishonest way of doing business. Don’t get your hopes up, and don’t waste your time with these assholes if you actually need money.
https://www.yelp.com/biz/community-labor-partnership-sacramento-2#reviews
© craigslist – Map data © OpenStreetMapCOMMUNITY LABOR PARTNERSHIP LLC
http://www.communitylaborpartnership.com
Please read our entire ad before you call. Please read and understand our prices (listed below) before you call. Please note: We do not provide tools, equipment, moving trucks, or trucks to pick-up and deliver items. We provide LABOR ONLY.
🚚 Do you…
post id: 7552168214
posted: about 11 hours ago
updated: about 11 hours ago
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Looks like there’s a temporary error.
What to do now:
It is always unavailable for me no matter what time I log in no matter what day
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WILL FILL ALL OF THIS IN WHEN i HAVE HER LAST NAME SOCIAL AND DL NUMBER
I am curious 2 why the people @ the FTC cannot accept that someone could be born with fucking god dam piss shit cunt language as a disability.
Frontier, as you @ the FTC does not accept that the FEDERAL GOVERRMENT IS THE GOVERNMENT ENTITY that put into fucking writing about what my disabilities r, & the shame is, take this as a threat or not I dont really fucking care as I also have a code 4 the ASPERGERS SYNDROME, & Frontier is charging us for 500 over 500 & is only giving us 40-60 over 42, is that I will do as i did with Sen Bill Nelsons office 2 force/rape & get the FTC 2 take the appropriate legal action against Frontier 4 causing us 2 not have internet or tv, (our phone is through a different carrier) 4 over a month{38 days}, & still charge us 4 the 500 over 500, >very good records and FRONTIIER in an email, once put into writing that since my US SOCIAL SECURITY DISABILITYT CHECK which I have received for over 13 years which comes on the 3rd Wednesday of every month, sometimes comes after the FRONTIER BILL IS DUE ON THE 20TH or the 21st<(In writing that we will not get hit with a late fee or even the closure of our account.)
Part of what I sent to the US SUPREME COURT on AUGUST 9, 2020 at 3:40 AM:No person can base the lack of doing business on:
RACE
CREED
COLOR
RELIGION
SEXUAL ORIENTATION
GENDER
ETHNICITY
DISABILITY
But you can legally say that you reserve the right to not do business with YOU (whomever the you might be) unless the you is a disability
So what if there was a doctor that was willing to put his reputation and credibility on the line by placing his name and your last name together, saying that when you are fucking VULGAR, BELLIGERENT, OBNOXIOUS, PATRONIZING, FACETIOUS, SARCASTIC, ABUSIVE, AND HARASSING, which normally DENOTES some form of an action as in a form of an ADVERB, VERB, ADJECTIVE, or PREPOSITION are ALL FUCKING NOUNS AND THAT is what makes you who you are, you fucking sacks of shit, which makes all of the actions part of whom you are, the individual, then you are royally fucked. Try the following on for size – THE LEVITIN SYNDROME.
I never write GOOGLE, YELP, BBB, or FB reviews, I go to my own web pages for DISABILITY DISCRIMINATION and CIVIL RIGHTS VIOLATIONS To write entries about situations perpetrated against myself which in my case cause physical harm affecting me physically besides being part of distinct groups, like being legally Blind or an INSULIN DEPENDAN T DIABETIC, USING A WHEELCHAIR MANY X DUE TO THE MEDICALLY DOCUMENTED LEG EDEMAS, plus 100’s of other disabilities including the fucking language.
Per the ADA (Americans with Disabilities >FEDERAL< ACT) regulations. The Civil Rights Division of the U.S. Department of Justice is responsible for the enforcement of Title III of the ADA.
When a retailer fails to comply with any of the ADA public accommodation requirements, regardless of how minor or how severe the violation that retailer can be sued for disability discrimination.
I, Andrew Marc Levitin, have an United States Social Security Disability
Impairment Code 2940 which is a combination of Tourrettes (use of Vulgar
language) and Aspergers Syndrome. I also have a documented
sub – classification of IED (Intermittent Explosive Disorder) 132.34 – Verbal
antagonistic outbursts which as the term intermittent means at any possible
time wherein undue pressure is given due to real or perceived provocation. I
may say something inappropriate, but that is documented as part of my US
Social Security Disability, and it is not to be inferred as a danger to an
employee. My doctors, and I find that the lack of interaction with people
wherein people initiate the interaction with myself as an individual as one of the
triggers that causes outbursts. I specifically require as REASONABLE
ACCOMODATION that I be left (not disturbed when shopping) alone to shop
and unless I need specific help and ask for it, to not instigate a situation with
me. Otherwise, you are in violation of the ADA and violate my Civil Rights
which can be a HATE crime in the USA.
FTC Report Number
151991491
The FTC cannot resolve individual complaints, but we can provide information about next steps to take. We share your report with local, state, federal, and foreign law enforcement partners. Your report might be used to investigate cases in a legal proceeding. Please read our Privacy Policy to learn how we protect your personal information, and when we share it outside the FTC.
Name: ANDREW LEVITIN
Address: 4751 S Biscayne Dr 4751 S BISCAYNE DR
Email: 75lma91@gmail.com
Phone: 941-275-3001
City: NORTH PORT State: Florida Zip Code: 34287
Country: USA
Hope the FTC enjoys reading the following titles as they went live FTC / DISABILITY DISCRIMINATION? Posted on September 19, 2022 by ibeleiveintheada2013 FTC / HATE CRIMES? Posted on September 19, 2022 by ibeleiveintheada2013 I am curious 2 why the people @ the FTC cannot accept that someone could be born with fucking god damn piss shit cunt language as a disability. Frontier, as you @ the FTC does not accept that the FEDERAL GOVERNMENT IS THE ONE that put into writing about what my disabilities r, & the shame is, take this as a threat or not I dont really fucking care as I also have a code 4 the ASPERGERS SYNDROME, & Frontier is charging us for 500 over 500 & is only giving us 40-60 over 42, is that I will do as i did with Sen Bill Nelsons office 2 force/rape & get the FTC 2 take the appropriate legal action against Frontier 4 causing us 2 not have internet or tv, (our phone is through a different carrier) 4 over a month{38 days}, & still charge us 4 the 500 over 500, >very good records and FRONTIIER in an email, once put into writing that since my US SOCIAL SECURITY DISABILITYT CHECK which I have received for over 13 years which comes on the 3rd Wednesday of every month, sometimes comes after the FRONTIER BILL IS DUE ON THE 20TH or the 21st<(In writing that we will not get hit with a late fee or even the closure of our account.) Part of what I sent to the US SUPREME COURT on AUGUST 9, 2020 at 3:40 AM:No person can base the lack of doing business on: RACE, CREED COLOR RELIGION SEXUAL ORIENTATION GENDER ETHNICITY DISABILITY But you can legally say that you reserve the right 2 not do business with YOU (whomever the you might be) unless the you is a disability So what if there was a doctor that was willing 2 put his reputation credibility on the line by placing his name & your last name together, saying that when you are fucking VULGAR, BELLIGERENT, OBNOXIOUS, PATRONIZING, FACETIOUS, SARCASTIC, ABUSIVE, & HARASSING, which normally DENOTES some form of an action as in a form of an ADVERB, VERB, ADJECTIVE, or PREPOSITION R ALL FUCKING NOUNS & THAT is what makes you who you are, you fucking sacks of shit, which makes all of the actions part of whom you are, the individual, then you are royally fucked. Try the following on for size – THE LEVITIN SYNDROME. I never write GOOGLE, YELP, BBB, or FB reviews, I go to my own web pages for DISABILITY DISCRIMINATION and CIVIL RIGHTS VIOLATIONS to write entries about situations perpetrated against myself which in my case cause physical harm affecting me physically besides being part of distinct groups, like being legally Blind or an INSULIN DEPENDAN T DIABETIC, USING A WHEELCHAIR MANY X DUE TO THE MEDICALLY DOCUMENTED LEG EDEMAS, plus 100’s of other disabilities including the fucking language. Reasonable Accommodation Per the ADA (Americans with Disabilities >FEDERAL< ACT) regulations. The Civil Rights Division of the U.S. Department of Justice is responsible for the enforcement of Title III of the ADA. When any entity fails to comply with any of the ADA public accommodation requirements, regardless of how minor or how severe the violation that retailer can be sued 4 disability discrimination.
| Date fraud began: | Amount I was asked for: | Amount I Paid: |
| 08/18/2022 | $172.00 | |
| Payment Used: | How I was contacted: | |
| Debit Card | Other |
| Company/Person |
|---|
| Name: FRONTIER COMMUNICATIONS |
| Address Line 1: 3 High Ridge ParkAddress Line 2: City: Stamford |
| State: ConnecticutZip Code: 06905-1390 Country: USA |
| Email Address: |
| Phone: 203-614-5600 |
| Website: FRONTIER.COM |
| Name of Person You Dealt With: SANDY |
ANDREW TOURETTE & ASPERGERS LEVITIN
75lma91@gmail.com
+19412753001
4751 S Biscayne Dr
PO BOX 7374
North Port, Florida 34287-1611
No
Something else happened
FRONTIER COMMUNICATIONS
3 High Ridge ParkAddress
–
Stamford, Connecticut
Age
Disability (including temporary or recovered and including HIV and drug addiction)
Gender identity (including gender stereotypes)
Language
Religion
Other reason
8/18/2022
FTC / DISABILITY DISCRIMINATION?
Posted on September 19, 2022 by ibeleiveintheada2013
I am curious 2 why the people @ the FTC cannot accept that someone could be born with fucking god dam piss shit cunt language as a disability.
Frontier, as you @ the FTC does not accept that the FEDERAL GOVERRMENT IS THE GOVERNMENT ENTITY that put into fucking writing about what my disabilities r, & the shame is, take this as a threat or not I dont really fucking care as I also have a code 4 the ASPERGERS SYNDROME, & Frontier is charging us for 500 over 500 & is only giving us 40-60 over 42, is that I will do as i did with Sen Bill Nelsons office 2 force/rape & get the FTC 2 take the appropriate legal action against Frontier 4 causing us 2 not have internet or tv, (our phone is through a different carrier) 4 over a month{38 days}, & still charge us 4 the 500 over 500, >very good records and FRONTIIER in an email, once put into writing that since my US SOCIAL SECURITY DISABILITYT CHECK which I have received for over 13 years which comes on the 3rd Wednesday of every month, sometimes comes after the FRONTIER BILL IS DUE ON THE 20TH or the 21st<(In writing that we will not get hit with a late fee or even the closure of our account.)
Part of what I sent to the US SUPREME COURT on AUGUST 9, 2020 at 3:40 AM:No person can base the lack of doing business on: RACE, CREED, COLOR, RELIGION, SEXUAL ORIENTATION,
GENDER, ETHNICITY, DISABILITY
But you can legally say that you reserve the right to not do business with YOU (whomever the you might be) unless the you is a disability
So what if there was a doctor that was willing to put his reputation and credibility on the line by placing his name and your last name together, saying that when you are fucking VULGAR, BELLIGERENT, OBNOXIOUS, PATRONIZING, FACETIOUS, SARCASTIC, ABUSIVE, AND HARASSING, which normally DENOTES some form of an action as in a form of an ADVERB, VERB, ADJECTIVE, or PREPOSITION are ALL FUCKING NOUNS AND THAT is what makes you who you are, you fucking sacks of shit, which makes all of the actions part of whom you are, the individual, then you are royally fucked. Try the following on for size – THE LEVITIN SYNDROME.
I never write GOOGLE, YELP, BBB, or FB reviews, I go to my own web pages for DISABILITY DISCRIMINATION and CIVIL RIGHTS VIOLATIONS To write entries about situations perpetrated against myself which in my case cause physical harm affecting me physically besides being part of distinct groups, like being legally Blind or an INSULIN DEPENDAN T DIABETIC, USING A WHEELCHAIR MANY X DUE TO THE MEDICALLY DOCUMENTED LEG EDEMAS, plus 100’s of other disabilities including the fucking language.
Your record number is:
199553-CCK
ibeleiveintheada2013 
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